PEMF Therapy for Pets: Advanced Recovery & Rehabilitation

Physical Therapy and Insurance

The New Jersey Doctors of Physical Therapy passionately creates an outstanding experience for each patient, including above and beyond service from our Client Care Specialist Team. “Is Physical Therapy covered by insurance?” is a question asked often, so please read below for detailed information. Cutting edge, compassionate treatment from our Board Certified Doctors of Physical Therapy is only a few steps away.

Physical Therapy and Insurance

The New Jersey Centers of Physical Therapy passionately creates an outstanding experience for each patient, including above and beyond service from our Client Care Specialist Team. “Is Physical Therapy covered by insurance?” is a question asked often, so please read below for detailed information. Cutting edge, compassionate treatment from our Board Certified Doctors of Physical Therapy is only a few steps away.

Medicare 2026 Changes

We participate with Medicare and Railroad Medicare.
Medicare Deductible 2026: The Medicare Part B deductible for 2026 is $283.00.
Physical Therapy care is based on medical necessity and will be covered as long as your referring physician and Doctor of Physical Therapy feel it is necessary.

Out-Of-Network Disclosure Statement

New Jersey Doctors of Physical Therapy is an out-of-network provider with all other private insurance carriers. Here is what you need to know about Physical Therapy covered by insurance.

What this means to you:

We will contact your carrier, verify your Physical Therapy covered by insurance benefits and coverage, and discuss your financial responsibility (deductible, copayment, and coinsurance) with you prior to treatment.
Upon request, we will provide a written estimate of the anticipated treatment costs, including the CPT codes and the amount or estimated amount that we will bill. Contact your insurance carrier for further consultation on the costs of your Physical Therapy covered by insurance.
We will file claims on your behalf to your insurance carrier, ensure your claims are processed timely and accurately, and collect the amount deemed your responsibility by your insurance plan.
We understand and appreciate the financial burdens that accompany illness or injury. How much is Physical Therapy with insurance? We will evaluate the needs of every patient regardless of financial means. You may ask for consideration under the federal safe harbor provision guidelines.